Standard Form Contracts
At present, China Construction Bank (New Zealand) Limited provides consumer credit loans for the purposes of residential home lending only. The following are our current standard form contracts for our residential home loan product:
1. Home Loan Contract
The standard form home loan contract comprises:
2. Deed of guarantee and indemnity
If a guarantor is required, the guarantor will need to sign a deed of guarantee and indemnity.
3. Memorandum of mortgage
The memorandum of mortgage that is registered will incorporate the terms of the Auckland
District Law Society Inc “all obligations” form of mortgage.
4. Fees and Charges
We may change our fees and charges from time to time in accordance with clause 10.2(b) of the
Copies of these documents can be seen by clicking on the above links.