Interest Rates for Deposits
Account Interest Rate(NZD) (Effective from 28 Apr 2025)
Account Type | Interest Rate p.a. |
NZD Current Account | 1.00% |
NZD Saving Account | 1.50% |
Term Deposit Rate(NZD)(Effective from 02 Oct 2025)
Term | Interest Rate p.a. |
Minimum Amount per deposit | 100,000 |
Maximum Aggregated Size per customer | 20,000,000 |
1 Month | 2.20% |
2 Months | 2.70% |
3 Months | 2.80% |
4 Months | 2.85% |
5 Months | 2.95% |
6 Months | 3.20% |
9 Months | 3.20% |
1 Year | 3.20% |
18 Months | 3.25% |
2 Years | 3.25% |
3 Years | 3.55% |
4 Years | 3.80% |
5 Years | 3.90% |
* Above rates apply to non-financial institution customers of China Construction Bank (New Zealand) Limited.
* For deposit amount less than NZD100,000 or more than NZD 10,000,000 per deposit, please contact us for an individual quote.
* For other currencies (limited to AUD, USD, EUR, RMB) or NZD tenors not listed above, please contact us for an individual quote.
* Rates can change without notice.
* Standard Term Deposit T&C applies.