China Construction Bank (New Zealand) Limited
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New Zealand Home Page > Products & Services

Interest Rates
Interest Rate

Term

Special Rate*

Standard Rate

Floating

5.25% p.a

5.25% p.a

6 months

4.40% p.a

5.40% p.a

12 months

4.49% p.a

5.49% p.a

18 months

4.49% p.a

5.49% p.a

24 months

4.54% p.a

5.54% p.a

36 months

4.90% p.a

5.90% p.a

48 months

5.10% p.a

6.10% p.a

60 months

5.20% p.a

6.20% p.a

*Rates are subject to change

*CCBNZ lending criterias apply & special conditions apply

*Subject to general terms & conditions

*Special interest rate conditions: minimum 20% equity required in the security provided to CCBNZ. Applicable to home loans serviced by NZ local incomes only.

*CCBNZ reserves the right to amend these terms and conditions as it considers appropriate from time to time without notice

Floating (or variable) Rates

You can request a floating (variable) rate to apply to your residential home loan. The applied floating rate is as illustrated above. You should also be aware that the floating interest range will change from time to time in accordance with general market conditions.

Please note:

The rate we charge you within the above range will depend on your personal circumstances including how much you want to borrow, the term of your loan, your income, credit history and other financial commitments. We aim to keep our interest rates competitive. Rates, fees and charges will change from time to time.

Please contact us if you want more information.

Home Loan Fees & Charges

Loan Fees And Charges

General Requirements

  • • 80.00% Loan to Value Ratio Max for owner occupied property
  • • 70.00% Loan to Value Ratio Max for investment property